Notice of Account Adjustment
This message discusses the removal of a late payment record from your credit history as a courtesy gesture. Please note, such adjustments are made at the discretion of the lender or credit reporting agency, and are intended to improve your credit profile based on specific circumstances. This communication does not constitute a guarantee of removal, legal advice, or an obligation on our part. For personalized assistance or to understand the eligibility criteria, please consult with a financial or credit reporting professional. We are not liable for any decisions made based on this information or for any consequences that may arise from such actions.
Please note: This template for a Goodwill Late Payment Removal Letter in the US is for illustration purposes only. Actual content may need adjustments based on individual circumstances and specific credit reporting agencies.
Sample Goodwill Late Payment Removal Letter (US)
Introduction:
This letter serves as a goodwill request to remove a late payment notation from my credit report. I am reaching out to the creditor/specific credit bureau in hopes of amending an isolated late payment that does not reflect my usual timely payment history.
Personal Information:
Name: John Doe
Account Number: 123456789
Address: 123 Main Street, Anytown, USA
Phone: (555) 123-4567
Email: [email protected]
Explanation:
I am writing to kindly request the removal of a late payment recorded on my account for the month of March 2023. The delay was due to unforeseen circumstances, and I have maintained consistent payments before and after this incident.
Request:
Given my history of on-time payments and the circumstances outlined, I respectfully ask that you consider removing this late payment as a gesture of goodwill. I value my relationship with your company and aim to maintain a positive credit standing.
Thank you for your time and understanding. Please feel free to contact me at (555) 123-4567 or [email protected] should you require any additional information.
Sincerely,
________________________
John Doe
Date: ______________________